Risk Disclosure

This document describes the principal risks associated with capital allocation through the Platform. It is provided to enable the User to make an informed decision before initiating a Deposit.

This Disclosure operates in conjunction with the Platform's Terms of Service. Capitalized terms not defined here carry the meaning assigned in the Terms of Service.

The Platform does not provide investment, financial, legal, or tax advice. Information contained in this Disclosure does not constitute a recommendation to allocate capital and should not be interpreted as a forecast of returns.

Capital allocated to the Platform participates in automated trading activity on a third-party prediction market. The trading infrastructure executes arbitrage strategies based on structural pricing inefficiencies between paired contracts. Outcomes depend on multiple factors that are not fully predictable or controllable.

Past performance, including the results of internal backtests, does not constitute a reliable indicator of future performance. The stated target return of up to 20% per calendar month represents an upper reference level derived from historical simulations under defined market conditions, not a commitment or projection of any specific outcome.

Returns generated by the trading infrastructure depend on the availability of arbitrage opportunities on the Polymarket platform. Periods of reduced market activity, elevated participant competition, or compressed pricing inefficiencies may result in lower returns than the stated reference level, including periods in which returns approach zero.

Market microstructure conditions, including order book depth, volatility regimes, and the behavior of other algorithmic participants, may evolve over time. Strategies calibrated under one set of conditions may generate different outcomes under a different set of conditions.

The continued operation of the Platform depends on the operational status of Polymarket as the underlying trading venue. Events affecting Polymarket — including, without limitation, regulatory enforcement, technical outages, governance changes, modifications to fee structures or contract mechanics, or discontinuation of services — may directly affect the Platform's ability to execute trades and settle results.

The Platform does not control Polymarket. The User acknowledges that exposure to Polymarket-level events is a structural element of the service.

The Platform operates across multiple components, including the HAVEX execution system, integration with Polymarket's CLOB v2 API, the Solana routing layer, cross-chain bridges to Polygon, and stablecoin settlement mechanisms. Each component carries technical risk, including the possibility of software defects, operational errors, network congestion, or compromise of cryptographic keys.

The Platform applies technical and organizational measures designed to reduce these risks, including multisignature controls on administrative operations, timelock mechanisms on logic changes, segregated permissions for operational and administrative functions, and continuous monitoring. The User acknowledges that no system can guarantee absolute protection against technology-level events.

The Platform conducts settlement and accounting in stablecoins denominated against the U.S. dollar, including USDC, USDT, and pUSD. Stablecoin issuers maintain peg stability through reserve management, banking relationships, and operational procedures that may, under stress conditions, deviate from the intended one-to-one ratio.

Temporary or sustained de-pegging events at any stablecoin involved in the capital flow may affect the value of holdings and the timing of conversions. Issuer-level events affecting the redemption mechanism of a stablecoin may have downstream effects on settlement.

Capital routing through the Platform involves multiple blockchain networks, including Solana as an intermediate routing layer and Polygon as the Polymarket settlement network. Movement between these networks occurs through bridge protocols that aggregate liquidity and process conversions.

Bridge protocols carry independent technical and economic risk, including the possibility of smart contract vulnerabilities, validator-level failures, oracle manipulation, or liquidity disruptions. The Platform applies routing through audited and operationally established protocols, but exposure to bridge-level events cannot be eliminated.

The Platform operates on short-duration binary markets where liquidity conditions vary with the time of day, news flow, and broader cryptocurrency market activity. Reduced liquidity may increase execution costs, widen effective spreads after slippage, and reduce the frequency of trades meeting internal risk filters.

During periods of unusual market stress, the trading infrastructure may automatically reduce activity to maintain risk controls, resulting in lower returns over the affected period.

Prediction markets, automated trading services, and cryptocurrency-denominated capital allocation operate within evolving regulatory frameworks. Jurisdictional rules may change with limited advance notice and may apply retroactively in some circumstances.

Regulatory developments may affect the availability of the Platform in specific jurisdictions, the categories of permitted activity, applicable tax treatment, or the operational requirements imposed on Users. The User assumes responsibility for compliance with applicable laws in the User's jurisdiction of residence.

The Platform is prohibited in jurisdictions subject to comprehensive sanctions enforced by OFAC, the European Union, the United Kingdom, or comparable regulatory authorities. The Platform conducts compliance monitoring and may, at any time, request identity verification, restrict access, or terminate accounts displaying activity inconsistent with regulatory requirements.

Allocation of capital by a User subsequently identified as residing in a restricted jurisdiction may result in suspension of account activity and a controlled return of capital under standard withdrawal procedures.

Distributions are available for immediate withdrawal subject to standard network confirmation times. Principal withdrawal requests require up to 10 calendar days of processing, during which the requested amount does not accrue further distributions. In exceptional circumstances — including network congestion, regulatory inquiries, or technical events affecting underlying infrastructure — processing times may extend beyond the stated period.

The User acknowledges that the timing of withdrawals is not guaranteed and may be affected by factors outside the Platform's direct control.

The Platform applies a set of architectural and operational measures designed to constrain the categories of permissible actions and limit exposure to identified risks:

• —Trading operations are restricted to paired hedged positions on Polymarket; external transfers and directional positions are technically excluded
• —Capital is distributed across multiple isolated trading pools, each operating under independent risk parameters
• —Aggregate exposure is capped at 85% of total capital under management, with the remainder maintained as operational reserve
• —Automated risk controls suspend trading activity if error rates, data latency, or other operational metrics exceed defined thresholds
• —Administrative changes to system logic require multisignature authorization and pass through a delayed execution queue
• —Emergency suspension of trading operations is available to a designated guardian function independent of routine operations

These measures reduce, but do not eliminate, the risks described in this Disclosure.

The User is responsible for evaluating the suitability of the service in the context of the User's personal financial circumstances, risk tolerance, jurisdictional rules, and tax obligations. Capital allocated to the Platform should not exceed the amount whose partial or total loss would result in significant personal financial harm.

The User is responsible for the security of authentication credentials, for maintaining accurate contact information, and for the timely reporting of suspected unauthorized access to the Account.

Notwithstanding any reference to historical performance, target returns, or backtest results provided through the Platform's website, whitepaper, or related communications, no provision of this Disclosure, the Terms of Service, or any other material constitutes a guarantee of any specific return, the preservation of principal, or the continued availability of the service.

Returns may, in any given period, be lower than the stated reference, equal to zero, or in exceptional circumstances result in partial loss of capital.

This Disclosure may be updated to reflect changes in operational practices, regulatory requirements, or the structure of underlying components. Material changes are communicated through email and in-application notification not less than 30 calendar days before the effective date.

Continued use of the Platform after the effective date of an updated Disclosure constitutes acceptance of the revised version.

Questions regarding this Disclosure may be directed to:

support@poly4you.com